Legal
1. Purpose of Reporting
Scamrader allows users to submit reports about suspected fraudulent or deceptive financial activity. Reports help protect others by identifying potential risk patterns. All reports are treated as allegations until reviewed.
2. Accuracy & Good Faith Requirement
By submitting a report, you confirm that:
- The information you provide is true to the best of your knowledge
- The report is based on a real experience or reasonable suspicion
- You are not submitting the report to harass, defame, or damage someone's reputation
Submitting knowingly false or malicious reports is strictly prohibited.
3. Prohibited Reporting Behavior
You may not use Scamrader to::
- Target individuals out of personal disputes.
- Submit fabricated claims.
- Spread misinformation.
- Harass or threaten others
- Post private or sensitive personal data (e.g., ID numbers, addresses)
Violations may result in account suspension or permanent removal.
4. Report Review & Verification
All reports may be:
- Reviewed by automated systems
- Flagged for manual review
- Verified based on supporting evidence
Scamrader reserves the right to:
- Edit reports for clarity
- Remove reports that violate policy
- Mark reports as “Under Review,” “Verified,” or “Unverified”
5. Risk Scoring & Display
Risk levels shown in the app are based on:
- Number of reports.
- Pattern analysis.
- Supporting evidence.
- Historical activity signals
Risk levels reflect data-driven insights, not legal determinations of guilt.
6. Anonymity & Privacy
Reporter identities are kept confidential.
We may anonymize or aggregate report data to protect user privacy while preserving safety insights.
7. Dispute & Appeal Process
If an account holder believes a report is inaccurate, they may:
- Submit a dispute request
- Provide supporting documentation
- Request review of the risk classification
Scamrader will evaluate disputes in good faith but reserves final discretion on content moderation.
8. Retention of Reports
Even if a reporting user deletes their account:
- Reports may be retained in anonymized form
- Risk insights derived from reports may remain active
This ensures continued protection for the community.
9. Data & Privacy
Your data will be processed in accordance with our Privacy Policy. By subscribing, you consent to our data handling practices for communication, billing, and service delivery.
10. No Legal Determination
Reports and risk scores do not constitute:
- Criminal findings
- Legal judgments
- Official fraud determinations
They are informational tools designed to support safer decisions.